A Straightforward Planning Process
A plan built around your goals, your risk profile, and your life — reviewed as they change, not set once and forgotten.
Guidance Built Around You, Not a Model Portfolio
Investment advisory, done well, isn't a product recommendation — it's an ongoing conversation. We start by understanding your goals, your time horizon, and how much risk actually lets you sleep at night, then guide you toward suitable mutual funds, PMS, AIFs, and IFSC products that fit both your financial plan and, where it matters to you, your values.
As an AMFI-registered Mutual Fund Distributor (not a SEBI Registered Investment Adviser), our role is to guide you through fund selection, KYC, and ongoing portfolio decisions — full detail on what that distinction means is on our Disclosures page. Every recommendation still starts from the same place: independent research, not sentiment or trend-chasing.
Built for Where You Are in Life
Salaried professionals
Building a plan around what you actually want your money to do, rather than the lifestyle a default EPF/NPS contribution accidentally gives you.
Business owners
Planning beyond monthly cash flow — for the freedom to eventually step back from a business that no longer needs you there every day.
Families & couples
Aligning two different starting points and comfort levels with risk into a single plan that secures both of you, not just one partner.
The 4-Step Process
A simple, thoughtful journey to help you invest with clarity, confidence and values.
A first conversation
No cost, no commitment — we talk through your goals, timeline, and where ethical or values-aligned investing fits in, if at all.
Goals & risk profiling
We map your real financial picture — income, existing investments, upcoming milestones — against how much risk you're genuinely comfortable with.
Fund guidance
Scheme recommendations matched to your risk profile and, where relevant, ESG, SRI, impact, or Shariah-compliant screening criteria.
Ongoing review
Markets move and life changes — we stay involved, rebalancing and adjusting the plan as your circumstances do.
Frequently Asked Questions
Is Aylin Wealth a SEBI Registered Investment Adviser?
No — Aylin Wealth is an AMFI Registered Mutual Fund Distributor (ARN 322442), a distinct licence from a SEBI Registered Investment Adviser (RIA). We guide clients through mutual fund selection and planning conversations; see our Disclosures page for the full regulatory detail.
How much money do I actually need to retire in India?
There is no fixed formula. Your target depends entirely on your monthly living expenses, inflation, lifestyle goals, and how many years you expect to fund. During our first conversation, we calculate your personalised corpus target rather than relying on a generic multiplier.
I'm in my 40s — is it too late to start retirement planning?
Not at all. Starting later simply means choosing a more focused asset-allocation strategy and optimising your savings rate, rather than relying solely on decades of compounding.
Do you only plan for retirement, or can you help with other goals?
Retirement is just one milestone. We build structured roadmaps for purchasing a home, funding higher education, managing loans, or achieving financial independence.
Is the first conversation really free?
Yes. An initial conversation about your goals doesn't cost anything and doesn't commit you to anything — it's how we work out whether we're a good fit before anything else happens.
Do you only work with clients who want ethical investing?
No. Values-aligned investing is our particular focus, but the underlying planning — goals, risk profiling, ongoing review — applies whether or not ethical screening is part of your plan.
How often do you review my portfolio?
We track markets and your plan on an ongoing basis and step in to rebalance or adjust when your portfolio drifts from where it needs to be, rather than waiting for a fixed calendar date or for you to notice first.
What if I already have existing investments or loans elsewhere?
We review and integrate everything you currently hold — including existing mutual funds, EPF/NPS, stocks, or bank loans — into one unified plan.
Can you help me restructure or prepay my current loans?
Yes. We evaluate whether your home loans or high-interest debts can be consolidated, prepaid, or restructured to save on total interest costs.
I have zero investing knowledge — is that a problem?
Not at all. We explain every concept in plain English and focus on your life goals rather than confusing financial jargon.
Do you only work with clients located in Bangalore?
We work with clients across India and NRI investors globally. If you live in Bangalore, we can meet in person; otherwise, all sessions run smoothly over virtual calls.
Let's talk through your goals
Have a question, or want to talk through your investment goals? A first conversation doesn't cost anything and doesn't commit you to anything. You can also read more about our approach to ethical investing, our work as an ethical investment advisor, or our investment advisory services in more detail.
Investments in securities markets are subject to market risks. Read all related documents carefully before investing.